top of page


A VA loan is a mortgage loan that's issued by private lenders and backed by the U.S. Department of Veterans Affairs. It helps U.S. veterans, active-duty service members, and widowed military spouses buy a home. A primary advantage to VA home loans is the no down
payment requirement and lack of mortgage insurance. VA does charge a funding fee to guarantee that can be added to the borrower’s loan amount.

Minimum credit score required: 620

No down payment requirement

bottom of page